Raimon Moreno
Asset 1Last Update: October 29, 2025

Disclaimer: This content includes financial promotions. We will be paid a referral fee if you open an account and deposit funds through some of the links on this page.

Lightyear is a stock investment platform that started its operations in 2020. Although it is relatively new compared to other brokers, the truth is that it is modern and has an intuitive design. It is affordable and always evolving.

The majority of its offering is based on US, EU and UK stocks, ETFs and money market funds. In other words, Lightyear offers many interesting products for most investors.

If you do a quick search of the market, you will see that Lightyear is one of the best mobile apps in the industry. It is also good to know that all Lightyear customers have their assets covered up to the amount of €20,000 by the Estonian Investor Protection Sectorial Fund.

If the above has already sounded very interesting to you, you will be pleased to know that the platform has promotions for users from the countries it accepts. To get them, register on the Lightyear website or mobile app, make a minimum deposit of €100/£100 and enter the following code: FINTECHFINDER. After that, you’ll receive a free fractional share worth up to €100, it’s as easy as that.

If you’re interested in finding out what promotions the platform has to offer, we’ll explain them below. 

Lightyear promotions

There are currently two promotions for the platform:

  • The first one gives you a free fractional share when you register and make a minimum deposit of €100/£100. Remember to enter the code FINTECHFINDER.
  • The second one is for Hungary only, and allows you to convert up to 1,000,000 HUF without any exchange fees. To get it, you need to open a TBSZ account and use our promotion code, which is INVESTINGINTHEWEBFX.

T&Cs apply. Capital at risk.

Looking for other promotions? Check this list of Lightyear promo codes.

Below, we show you the two promotions summarized in the following tables:

Promotion for all countries in which Lightyear operates

Sign Up Bonus Free fractional share worth up to €100
Condition Sign up and deposit at least €100/£100
Promo code FINTECHFINDER
Available in All countries where the platform operates

Promotion only for Hungary

Sign Up Bonus Convert up to 1 000 000 HUF free of fees
Condition Open a TBSZ account and use our Promo Code
Promo code INVESTINGINTHEWEBFX
Available in Hungary

T&Cs apply. Capital at risk

How to activate the Lightyear promo code

The Lightyear promo code offer is pretty straightforward to use. Simply follow our step-by-step guide outlining how to get your fractional share now:

  1. Download the Lightyear mobile app.
  2. Sign up for the company’s platform.
  3. Deposit at least €/£100.
  4. Once you have funded your account, you can enter the following promo code in the ‘Promotions’ section of the app: FINTECHFINDER.
  5. Claim up to €100 in fractional shares.

You will then need to verify your identity by presenting your ID card and a selfie.

Please note you can only sell the share and/or withdraw the cash after 6 months. And you have 10 days after registration to enter the promo code.

T&Cs apply. Capital at risk.

Is Lightyear a good platform for beginners?

The platform is considered ideal for beginners, especially for those who are looking to invest in stocks and manage these trades themselves.

One of the big advantages is that you don’t need a large amount of money to invest, as is the case with other platforms. In addition, if you use our promotional code, you will earn a free fractional share worth up to €100.

When you search for a company, you will not only have the option to invest in it, but you will also have much more information about the company and news about it. This way, you can make an informed decision before making your investment.

For example, some of the information you will have access to is the market capitalization of the company, what the earnings per share are, whether it pays dividends and how much it pays, etc. In short, everything you need to know before you are investing.

What are the main products offered by Lightyear?

Lightyear is known for being a platform that has a good range of products to invest in. Here are the most popular ones that you can invest in using our promotional code when you register on their website:

  • It offers more than 5,000 stocks, mostly from the US. There are also stocks from EU countries and the UK on offer.
  • You can buy fractional stocks of US companies. For those who don’t know, these allow you to own part of a stock, without the need to buy all of it. It is a good investment vehicle for stocks that are expensive. For example, Tesla shares cost more than $180, so just $100 can get you a fraction of the stock.
  • It offers the possibility to invest in ETFs. It has a wide variety of thematic ETFs ranging from technology to renewable energy, as well as whole markets such as the Vanguard S&P 500.
  • You can invest in Money Market Funds. These allow you to invest in large baskets of short-term government and institutional bonds. The fees are ranging from 0.09% to 0.3%.

What are the costs of Lightyear?

Lightyear is a platform that is characterized by being transparent in the costs it charges. 

In case you use the broker from Hungary, you have a promotion that allows you to exchange currencies free of charge. Below are the commissions charged by Lightyear without the promotional codes:

Monthly platform fees No
Cost per trade EU: €1; UK: £1; US: 0.10% (max. $1)
FX fee 0.35%

Why invest in Lightyear?

Lightyear, although it is a relatively new investment platform, is becoming a good broker for investing in stocks, ETFs and other products. In a nutshell, let’s take a look at the main reasons why you may be interested in investing through the platform:

  • The investment costs are among the lowest in the market. For example, you will never pay more than $1/€1/£1 to buy stocks. And, the minimum deposit is also one of the lowest at $/€/£1. This can attract many investors who don’t have or want to invest large amounts of money.
  • There are no hidden fees. Unfortunately, not all brokers are clear about fees. But Lightyear is not like the others. The platform clearly and concisely explains all the costs of investing with it.

All in all, Lightyear is a perfect platform for beginners thanks to its low costs and almost non-existent entry barrier. In addition, you have plenty of information to make well-informed decisions.

The bottom line

Lightyear is a perfect platform for beginners, with a very good website and mobile application. Also, if you use the promotional code, you will get a free fractional share worth up to €100 after registration. Furthermore, their fees are some of the lowest on the market.

In short, Lightyear is constantly evolving, so we do not rule out that in the future it will offer more interesting products to invest in.

Raimon Moreno
Escritor especializado en finanzas

Raimon es experto en finanzas y economía. Licenciado en Periodismo por la Universitat Pompeu Fabra de Barcelona, también ha estudiado cursos y posgrados relacionados con el mundo del posicionamiento web y redes sociales.
Con una larga experiencia en el sector, lleva años escribiendo artículos sobre inversiones y otros temas relacionados con las finanzas.

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